Banking as a Service API

Powered by the Vertex API, Building the infrastructure to enable the next frontier of financial services.

VERTEX ENGINE

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Tech Stack

Vertex Engine is built on a cutting-edge technology stack designed for security, performance, and reliability in financial operations.

VERTEX ENGINE

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Core Processing

High-performance transaction processing with distributed architecture for real-time financial operations.

Security Layer

End-to-end encryption with multi-factor authentication and zero-trust architecture for maximum data protection.

Data Storage

Distributed database system with strong consistency guarantees for financial data integrity.

Event Processing

Real-time event streaming with guaranteed delivery and processing for transaction reliability.

API Gateway

Secure entry point for all API requests with authentication, rate limiting, and request routing.

CI/CD Pipeline

Automated testing and deployment pipeline ensuring code quality and regulatory compliance.

Observability

Comprehensive monitoring and logging for real-time insights into system performance and health.

Cloud Infrastructure

Scalable, resilient cloud architecture with global distribution for low-latency access.

Development Framework

Modern microservices architecture with event-driven design patterns for maximum flexibility.

Documentation

Comprehensive technical documentation and API references for seamless integration.

Platform

Our platform is designed to provide everything your business needs to offer digital banking and financial services without needing to build and manage the complex infrastructure yourself. We offer APIs for:

Account Origination

Seamlessly onboard new customers.

Core Banking

Access robust banking ledgers and account management.

Store-of-Value

Securely store and manage funds.

Identity Verification

Verify Identity details and maintain KYC compliance.

E-Payments

Enable transactions across various payment rails.

Card Issuing

Create and manage virtual and physical debit and credit cards.

Spend Management

Track, analyze, and control business expenses in real-time.

Loan Origination

Launch unique credit workflows embedded into your client day-to-day touch points.

Reconciliation Frameworks

Built to manage the most complex pricing models across multiple layers (payment rails, client billing, partner networks billing and more..)

RMCP Management

Our proprietary technology [BirdsEye_] keeps your business compliant with real-time anti-money laundering and terrorist financing management.

Accounting Integrations

Build complex workflows for major accounting platforms with a unified interface.

Debit Orders Management

Activate elastic and automated debit order workflows.

Cross-border / Forex Rails

Manage international transactions and remittance efficiently.

Conversational Banking

Add Embedded finance to your LLM Agentic workflows.

Technology Audits

Review your systems and integrate new solutions to support your scaling journey.

Ready to Get Started?

The infrastructure for the future of banking. Join the growing ecosystem of financial applications powered by Vertex Engine.